Which? Shorts podcast: can 'self-insuring' ever be a good idea?

Listen to see if it is ever worth cancelling insurance policies and adding money to a savings pot instead.
Illustration of man accidentally cutting the tail off a topiary cat

There is a growing trend for self-insuring, or putting the money you would spend on insurance into a savings pot instead. But is it worth the risk and what areas would really benefit from this approach?

Which? Shorts features bite-size advice articles from experts across the whole spectrum of Which? content. You can listen to our latest in-depth features from our family of magazines. Hand-picked and curated, they offer original insight on a whole range of topics that influence and impact our lives.

Listen here to this episode, read by Lucia Ariano, as Which? money expert Dean Sobers looks at several different scenarios for claims you might make on things like breakdown cover, pet insurance or dental insurance to see whether you could save money in the long run. 

We’ll bring you new episodes of the Which? Shorts podcast each Wednesday, all hosted by our team of journalists.

You can download a full transcript of episode 29 of Which? Shorts here.

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