Life Insurance And Protection

Life insurance and protection advice guides

Life insurance can be a crucial safety net for families. Make sure you know how to choose the best type for your needs, get clued up on the pitfalls to avoid and discover some simple ways to cut the costs.

16 articles

What is life insurance and how does it work?

There are several different kinds of life insurance such as whole-of-life and term assurance. We will explain what the difference policies are, how they work, and where to find the best deals to help you understand how it works.

19 May 2023

Term life insurance explained

Discover how term life insurance works, and the different types you can buy.

19 May 2023

Whole-of-life insurance explained

Everything you need to know about whole-of-life insurance, and who it is suitable for.

19 May 2023

Can you have more than one life insurance policy?

Which?'s experts look into whether it's possible to have multiple life insurance policies and if there are any advantages.

19 May 2023

What is mortgage protection life insurance?

Do you need life insurance if you're buying a house? Which? looks at the options available to people taking out a mortgage

19 May 2023

Over 50s life insurance explained: is it worth getting?

Should you buy an over 50s life insurance policy? We explain why other options may provide better value.

19 May 2023

Life insurance for people with diabetes explained

If you have type 1 or type 2 diabetes, it can have an impact on getting a policy. Here's what you need to know

19 May 2023

Life insurance for smokers explained

Is life insurance more expensive for smokers? We look at the difference in cost if you use tobacco products

19 May 2023

Life insurance with cancer explained

Whether you've been diagnosed with cancer recently or have fought it in the past, you can still get life insurance

19 May 2023

Joint vs single life insurance

We compare the price you pay and the payouts you could get

19 May 2023

How to write life insurance in a trust: benefits and costs

Writing a life insurance, or life assurance, policy in trust can help your family avoid a big tax bill and lengthy delays on the payout they receive.

19 May 2023

Critical illness cover and insurance explained

Critical illness is a form of insurance, often sold alongside life insurance, which will provide you and your family with financial help if you develop a serious health issue.

17 May 2023

Income protection explained

Find out how income protection works, and why it's the one protection product every working UK adult should consider buying.

15 May 2023

Accidental death insurance and cover explained

How accidental death insurance can protect your family's finances - and when it won't pay out

3 May 2023

Family income benefit insurance explained

Family income benefit life insurance is a way of securing a regular payout for your family when you die. Find out how this insurance works, and whether it's the right option for you.

28 April 2023

How much is statutory sick pay?

All you need to know about statutory sick pay. Find out whether you'll qualify should you fall ill, what your rights are and how much SSP you'd receive.

24 April 2023